Home Loan Programs in Arizona & Texas
Compare your options and find the loan program that fits your goals.
FHA Loans
A government-backed loan option with flexible qualifying guidelines, often used by first-time buyers.
Learn More About FHA LoansConventional Loans
A widely used loan option not backed by the government, with more choices for buyers who qualify.
Learn More About Conventional LoansVA Loans
A loan benefit for eligible veterans, active-duty service members, and certain military spouses, with $0 down payment.
Learn More About VA LoansUSDA Loans
A $0 down payment option for eligible buyers purchasing in USDA-designated rural and suburban areas.
Learn More About USDA LoansDown Payment Assistance
Programs that may help cover part of your down payment or closing costs, depending on your eligibility.
Learn More About Down Payment AssistanceConstruction Loans
Financing built around the timeline of building a new home, from breaking ground to move-in day.
Learn More About Construction LoansITIN Home Loans
A path to homeownership for buyers using an Individual Taxpayer Identification Number instead of a Social Security number.
Learn More About ITIN Home LoansNot Sure Where to Start?
Every situation is different, and more than one program may fit yours. Reviewing your goals, credit, and finances together is the best way to know which loan program makes the most sense for you.
Explore the Home Buying Process